Changes to Integrated Shield Plan (IP) – What can you can do about them?
Changes are a part of life, and the healthcare industry is no exception. With time, medical costs increase and treatment options evolve in response to changes in health risks of a given population. To keep up with these trends, Singapore’s Ministry of Health (MOH) announced some revisions to the Integrated Shield Plans (IPs) from 1st […]
Navigating Changes to Cancer Drug List for Integrated Shield Plans (IPs) in Singapore
The recent changes to cancer drug coverage under Singapore’s Integrated Shield Plans (IPs) have introduced a new layer of complexity to healthcare decision-making. As of April 1, 2023, coverage for cancer drugs not included on the Cancer Drug List (CDL) has become more restrictive, requiring individuals to carefully consider their options and make informed choices […]
How to Build an Investment Portfolio to Fund for Healthcare?
For some, purchasing an insurance policy is a swift process while for others with pre-existing conditions, it can be nightmare. So, what if you have a medical condition that doesn’t allow you to purchase insurance? If you belong to this group of people, managing healthcare costs can be a daunting task. Well, no matter if […]
Understanding the Impact of Changes to the Cancer Drug List in MediShield Life
Do you know that since September 1st, 2022, off-label cancer drugs are not covered by your MediShield Life? The Ministry of Health has introduced a Cancer Drug List (CDL) consisting of clinically proven and cost-effective cancer treatments. From now on, only treatments listed in the CDL will be claimable under MediShield Life (MSHL), MediSave (MSV), […]
How to Improve Your Mortgage Insurance and Actually Save Money?
Is mortgage insurance necessary in Singapore? My client recently asked me: “Why is there a need to buy mortgage insurance?” If you’ve ever felt like you’re being compelled to do something, getting mortgage insurance is right up there with being forced to clean the house on your day off. That’s not to say it isn’t […]
Term Insurance vs Life Insurance: How Do You Know Which Is Better For You?
What are the material differences between a term insurance vs life insurance? Which plan should you go for under certain circumstances?
3 Ways Pre-Existing Medical Conditions Can Frustrate You and How You Can Overcome Them
If you have experienced an illness or injury before enrollment in a medical insurance or a life insurance, it may be considered as a pre-existing …
Why The AIA Mum2Baby Could Possibly Be The Best Maternity Plan
In this post, I’m going to give a review of the AIA Mum2Baby Choices maternity plan. This plan covers the mother during pregnancy and the option to transfer the cover to her child when the baby is born. What is AIA Mum2Baby Choice? The AIA Mum2Baby Choices has 2 bundles where one can choose from. […]
6 Unique Features of ManuInvest Duo From Manulife That Makes It One of the Best
The impression of a typical investment-linked policy (ILP) has definitely been challenged this time around. ManuInvest Duo is a regular-premium inves…